About Us

Your Just 3% Team

We are a proud family-run business, successful since 2003.

Everyone knows real estate prices continue to rise – then why don’t commission rates get lower?

Well – now they have.

Welcome to Just 3 Percent Realty, a full-service, full MLS brokerage: selling on time, for top sales price, and for much less commission.

In fact, if you pay 5%, you will be paying 40% more commission than you would Just 3%. That’s a ton.

The Brokerage was founded in 2014 by husband and wife team Linda Amor and Matt Murphy, joined a few years ago by daughter Lauren Murphy. The model followed several other successful 3% brokerages across Canada.

They had been a top team with a 5% brokerage for well over a decade – but they were denied from lowering their commission. Instead, they had to fork over their seller’s money to the big box company that maintained huge bricks and mortar costs, dozens of part-time agents and international advertising that does nothing to sell your house.

Check out the Just 3% unbiased 5-star Google reviews – “Our clients say it best,” said Murphy. “We provide top-level service and results for the least commission.”

Just 3% Team

Linda Amor


Has been a top producer for more than 20 years. She’s a communications expert: a former television producer, and newspaper and magazine editor. With four girls and six grandchildren, she makes sure to always leave time for family, no matter how busy. And this is one busy lady! She somehow also finds time to read a novel a week and romp with her Border Collie Monty and Shepherd Rosie.

Matt Murphy

Broker Of Record

Was the first family member to make the jump into real estate in 2002. He immediately became a top-10 agent for RE/MAX, and then founded Just 3 Percent Realty Inc. with Linda Amor in 2014. Before becoming a Realtor, he ran a number of family businesses. He’s a Trent alumni and met Linda at college in Barrie (41 years together). When not working, he dabbles with his guitars and rumbles with his grandkids.

Lauren Murphy

Sales Representative

Hit the ground running a few years ago and never looked back. She grew up immersed in real estate, so she’s a natural. Other than selling homes, Lauren is a trained actor and singer, with many credits on local stages (4th Line Theatre, Peterborough Theatre Guild, Northumberland Players) and television. Now, she’s a mom too!


What is it really like to work with us to buy, sell or lease a property? Of course, we can tell you but we prefer to let our clients do the talking.
Here’s a selection of real experiences and honest feedback that we hope will help you choose the best real estate agent for you!

What our customers say

Client Video Testimonial