About Us

Just 3 Percent Realty was founded by Broker of Record Matt Murphy, and Linda Amor, Broker.

Matt and Linda were top producers and multiple award winners with a large brokerage for more than a decade. But it became harder and harder to justify the high commissions forced by the huge overheads of a big real estate company.

just 3 percent teampic

Matt and Linda have sold many millions of dollars in properties over a combined 20+ year career. They are licensed Realtors connected to the Durham/Toronto Real Estate Board, PKAR, OREA and CREA.

“We were being charged so much to use the big real estate name – we had no choice but to pass that on to our clients,” said Matt. “Why? We were paying for international advertising, high user fees, huge administrative charges for big offices few used or needed … on and on.”


“None of this was doing anything to help our clients sell their properties,” Matt said. “But we had to charge the big commissions.”


“It was time to stop giving that money to a big company that really wasn’t doing anything for our clients. Instead, we wanted to give it back to them.” said Linda. “That way, they have more buying power. We put thousands and thousands back into our seller’s pockets.”


“Great Realtors – and it didn’t hurt to save almost $10,000 in commission I would have paid somebody else!” Keith M.


“I would highly recommend Linda and Matt for your real estate needs. They know the area, they have marketing expertise that gets your home noticed, and they provide the guidance and dependability you need as you navigate your way through the emotional times of selling your home. Most of all, I appreciated their honesty, humor and direct attention to our goals.”  Jim and Bridget Leslie


“As first-time home buyers, we were worried about asking too many questions. They made us really feel at ease until we had no more questions left. AND – we got $1,000 back from them when we bought. That was sweet!” Laurie M


“When we decided to list with Matt and Linda, they had a brochure made up and a sign on the lawn that same day. Their ads penetrated the market within a few days and we sold in less than 3 weeks!”
Mac Bradden


“We were worried at first that a lower commission structure would mean we would have to compromise on service and selling price – not at all. A great experience!” James K.


“Being first time sellers, we had a lot of questions regarding our home and what to expect. Linda was most helpful and very direct. The home sold in the time she said it would – very good Linda!”
Barb and Jerry Johnston


“Our family has dealt with Matt & Linda on a couple of occasions and have been pleased with all the effort they put into it – we appreciated it in a big way!”  Wanda Dillon


“Linda and Matt have always provided excellent professional service to me and those who have purchased my homes. I will continue to use them for all my real estate needs and recommend them highly.”  Duane Tatroff, Tatroff Quality Homes Ltd.


“You made our home buying experience very comfortable and we would definitely recommend you to anyone buying or selling a home”  K and J


“Selling is an emotional experience. You brought the right amount of empathy along with professionalism and realistic recommendations, in order to help us through the process. They are honest on their feedback and we feel confident in their ability to get the job done.” D and M